Category Archives: Homeowner Advice

Homeowner Advice

Property expert: why you shouldn’t always trust the data on house price forecasts

HOUSE PRICE forecasts should never be the sole basis for making a decision about whether the time is right to buy or sell, a leading property expert has warned.

Jonathan Rolande, the founder of House Buy Fast, said too much attention is often paid on monthly forecasts – rather than the bigger picture.

He said: “Anyone who owns a property or who is looking to buy should remember a house has a number of values. You must consider what it will cost to replace, what it will cost to buy and most importantly, what it is worth to you, as a buyer. Everyone likes the idea of bagging a bargain but in the end we tend to buy a home when it is right for us. The market will therefore rise and fall irrespective.

“I wouldn’t say that forecasts and house price figures should be ignored. But, equally they should not be the sole basis for making a decision. Take them into account, along with local advice from friends and anyone you know ‘in the trade’, observe activity on property portals and the speed of for sale boards being changed to ‘Sold’ as well as analysis on news websites that look at global trends and events.”

Outlining why house price forecasts alone aren’t a good way to make a decision he continued: “Part of the reason for contradictory forecasts is the data they are looking at. It is important to look at not just what is being said, but who is saying it and about what. Some forecasts measure sold prices that are a few months out of date. Others measure asking prices. Some measure buyer, seller or estate agent sentiment.

“What’s more – they could all be wrong. We only need to look at the effects, both short and long-term, of Brexit, the pandemic or the Russian invasion of Ukraine to see that almost unforeseeable events can radically change the economy and derail even the most sensible predictions.

“Those looking at prices should also remember seasonal changes too. The market has natural ups and downs irrespective of anything else. August is generally quiet, and December sees a rush to complete existing sales with fewer new deals agreed.

It is also important to remember that nobody knows for sure, it is impossible to predict the market with certainty. And many who do, have a reason for doing so. Very often a positive spin is put on to decidedly average figures to suit the company releasing them.

“Bear in mind that they can also self-fulfill their prophecies. If a large number of reports are published that predict price rises in the near future, people will be prompted to buy now, to avoid the rush meaning prices will indeed rise.”

Business Advice, Homeowner Advice, News

Sitting on a Silver Mine: How Selling Old Silver Can Help Fund Your Business Idea

For aspiring entrepreneurs, the journey from a groundbreaking idea to a thriving business can be exhilarating yet financially daunting. The realization of innovative dreams often hinges on the availability of capital, which can sometimes feel like an insurmountable obstacle.

While securing funding remains a challenge for many, a potential solution might be lying right under their noses – or rather, in their homes. The untapped resource in question? Old silver items that could be turned into funds for your business venture. Yes, you read that right – you can potentially sell your silver for cash and use those proceeds to fuel your entrepreneurial dreams.

 

The Hidden Silver Stash

Picture this: you’re excitedly brainstorming ideas for your dream business, only to be halted by a lack of capital. You’re not alone in facing this hurdle. The initial stages of entrepreneurship often require financial support to cover costs such as product development, marketing, and operational expenses. Traditional funding sources like loans and investors might not always be readily available, leaving many budding entrepreneurs in a bind.

However, many of these same entrepreneurs might not realize that they’re literally sitting on a small fortune – in the form of old silver items. Often passed down through generations, these items might be collecting dust in attics, closets, or forgotten corners of the house. Think about those ornate silverware sets, antique jewellery, or even old coins that have been in the family for years. These seemingly insignificant items could hold significant value, and with a little research and effort, you could transform them into much-needed capital for your business idea.

 

Silver Lining: Funding Your Business Venture

Quick Access to Funds: One of the key advantages of selling old silver is the relatively quick turnaround time. When you need funds to kickstart your business, you don’t have to wait months for loan approvals or investor meetings. Selling silver can provide you with cash on hand within a relatively short period, allowing you to move forward with your business plans sooner rather than later.

 

Eliminating Clutter: Aside from the financial benefits, selling old silver can also help declutter your living space. As you sift through items you no longer use or need, you’re not only freeing up physical space but also potentially unlocking financial resources.

 

Flexible Funding: The amount you can potentially raise from selling your silver items can vary, but it’s often surprising how much value these seemingly outdated pieces can hold. Even if it doesn’t cover all your business expenses, the funds you generate can serve as a valuable supplement to other sources of funding.

 

Personal Connection: Incorporating funds from selling your own silver items into your business venture can infuse it with a unique personal touch. Every piece of silver could carry a story or memory, and using the proceeds to build your business adds an extra layer of significance to your journey.

 

Empowerment and Independence: Relying on your own resources, even those you didn’t realize you had, can foster a sense of empowerment and independence. By taking matters into your own hands and utilizing what you already possess, you’re demonstrating your resourcefulness and commitment to your entrepreneurial vision.

 

Creating a Foundation: The funds you generate from selling silver can serve as a solid foundation for your business. Whether it’s covering initial product development, setting up a basic website, or running a pilot campaign, these funds can be the springboard that gets your business off the ground.

 

In conclusion, the road to entrepreneurship is paved with innovative ideas, determination, and, often, a need for capital. While securing traditional funding can be challenging, it’s important to explore all potential avenues to turn your dreams into reality. If you find yourself facing a financial barrier, remember that you might be sitting on a silver mine – quite literally. Those forgotten silver items could hold the key to funding your business idea, providing you with a quick, flexible, and personal source of capital.

So, take a moment to scour your home for those old silver items that have been passed down or acquired over the years. Give them a new purpose by selling them and directing the proceeds toward your entrepreneurial aspirations. By doing so, you’re not only unlocking the potential of your silver stash but also investing in your own ingenuity and drive. Your business journey might just be one sale away from a glittering start.

Home Improvements, Homeowner Advice, News

Insulation boards: weighing the pros and cons

Poor insulation has a direct impact on your utility bill. To keep your home warm enough during the colder months and cool enough during the hot season, you must ensure it is properly insulated. In this situation, you must first choose a suitable high-quality material with excellent thermal insulation properties and a long lifespan. Optimum thermal insulation can be ensured with the help of special plates. The best solution is to use insulation boards. Several advantages speak for this material, and you should learn about them before choosing the right insulation boards. 

Our article is a good place to start if you are serious about insulating your home. Our short guide will help you understand all the features of the material. 

What insulation boards for home isolation  are: the main features

Insulation boards are produced in the form of a flat rigid panel. It can be fixed to various surfaces: roofs, walls and floors. Insulation boards differ in thickness, size and other parameters. Choose the right material depending on your needs and the features of your house. The optimal material is selected based on your own requirements and the characteristics of the object.

Insulation boards are highly resistant to moisture. You can easily install the boards yourself, even if you are inexperienced. Compared to fiberglass and other thermal insulation materials, these boards cost less, are quicker and easier to install, and provide optimal protection for residential and industrial buildings.

What types of PIR insulation boards are available

If you shop for insulation boards, you should first find out which brands of this material can be found on the market. Each brand has its characteristics. 

Mannok 

In favor of insulation boards from the presented brand is evidenced by the zero potential for destroying the ozone layer. It means that they can boast a long service life and ecological compatibility.

Ecotherm 

The insulation boards of this brand are characterized by their excellent durability. For this reason, the material can be installed immediately together with the plasterboard walls of the house.

Celotex

The insulation material from the Celotex brand has a foil-lined surface to minimize heat loss as much as possible.

Recticel

When you want to cover all surfaces (roof, floor and walls) at once, Recticel is the perfect solution.

Kingspan

This insulation material competes with Celotex products. But the main difference with Kingspan is that the manufacturer offers a thicker board.

Why use insulation boards: benefits of the material

Insulation boards have been widely used for thermal insulation for a long time. Over the years of active use, the material has the following advantages.

  • low weight;
  • easy handling and application – no special knowledge or practice is required for installation, so even an inexperienced person can cope with the task;
  • the low thickness of the boards maintains excellent protection against heat loss;
  • they are resistant to damage caused by moisture, steam and mould
  • safety and environmental friendliness;
  • reasonable cost compared to other insulating materials;
  • minimization of heat loss and additional soundproofing.

Despite these positive qualities, insulation boards are unsuitable for every thermal insulation application. You must first understand when you have to install this material.

When is it best to install insulating boards?

The main characteristic of insulation boards is that they are not afraid of water vapor and other dampness. That is why you don’t have to worry about getting the material wet and its performance deteriorating after installation. Insulation boards are well suited for installation in places exposed to moisture: cellar, attic, and exterior walls.

Suppose you need to know what type of insulation is suitable for building and how to properly protect your home from heat loss or looking for a universal solution for any house. In that case, insulation boards are the best solution available to everyone.

What do I need to know about installing insulation boards?

An experienced home craftsman is fine with coping with the task. The installation principle is similar to that of wall cladding with plasterboard. If you are new to the subject, you should cut the boards with a circular saw or knife. You should use large screws and washers to ensure the boards are firmly fastened to the surface. In addition, you can buy special adhesives for installing the boards from a construction shop specifically designed for this insulation material.

Where can I buy a complete set of insulation materials?

If you have decided to minimize heat loss in your home, you will find everything you need in this shop – insulation boards https://insulationwholesale.co.uk/insulation/insulation-board/  from different brands and materials for fixing them. 

 

Homeowner Advice, Homes, News

How to Open the Door If the Key Is Broken in the Lock: Tips from a Hammersmith Locksmith

Have you ever found yourself in a situation where your key breaks inside the lock, leaving you locked out of your own home or office? It can be a frustrating experience, but don’t worry; there are ways to handle this predicament. In this article, we will guide you through the steps to open a door if the key is broken in the lock. These tips have been shared by experienced locksmith Hammersmith, and they can help you regain access to your property without causing further damage. So, let’s dive in and learn how to handle this unexpected situation effectively.

Understanding the Lock Mechanism

Before we delve into the techniques of opening a door with a broken key, it’s essential to understand the basics of a lock mechanism. Locks come in various types, such as pin tumbler locks, wafer locks, and disc-detainer locks. Each type has its own unique way of functioning, but they all consist of common components like the keyway, pins, springs, and a plug. When the correct key is inserted, it aligns the pins inside the lock, allowing the plug to rotate and unlock the door.

Assessing the Situation

When you find yourself in a situation where your key breaks in the lock, the first and most important thing to do is to remain calm. Panicking can cloud your judgment and make the situation worse. Take a moment to analyze the lock and the broken key. Identify the type of lock you are dealing with. Is it a traditional pin tumbler lock or a more advanced lock system? Inspect the key and the lock to assess the extent of the damage. This initial assessment will help you determine the best course of action.

Removing the Broken Key

Once you have assessed the situation, it’s time to remove the broken key from the lock. To do this, you will need a set of tools specifically designed for this purpose. One such tool is a broken key extractor, which has a hooked end to catch the key’s teeth and allow for its extraction. Before using the extractor, it’s advisable to lubricate the lock with a penetrating oil or graphite powder. This lubrication helps reduce friction and makes the extraction process smoother. Insert the broken key extractor into the lock and gently pull it towards you until the broken key comes out.

Unlocking the Door Without a Key

If you are unable to extract the broken key or don’t have access to a broken key extractor, there are alternative methods to unlock the door. One popular technique is using a credit card. Choose a flexible card, such as a library card or an expired credit card, and insert it between the door and the frame at the level of the latch. Wiggle the card while pushing the door handle or knob, applying slight pressure to release the latch and open the door.

Another method is using a screwdriver or a paperclip as makeshift tools. Straighten the paperclip or use a thin screwdriver and insert it into the lock. Gently wiggle and twist the tool while applying slight pressure on the lock pins. With the right technique, you may be able to simulate the action of a key and unlock the door. However, these methods should only be used in emergency situations, as they can cause damage to the lock or the door.

It’s important to note that if you are unsure about using these techniques or if you encounter any resistance while trying to unlock the door, it’s best to seek professional assistance. Calling a reputable locksmith in your area, such as a locksmith in Hammersmith, can ensure that the door is opened safely and without causing further damage.

Preventing Future Lockouts

To avoid future lockouts and the hassle of dealing with broken keys, it’s wise to implement preventive measures. One effective solution is to have spare keys available. Keep a spare key with a trusted friend or neighbor, or consider using a key lockbox in a secure location. Additionally, having duplicate keys made can provide you with backup options in case of emergencies.

Another modern solution is the use of keyless entry systems. These systems eliminate the need for physical keys by utilizing electronic keypads, fingerprint scanners, or smartphone apps to unlock doors. Keyless entry systems offer convenience, enhanced security, and eliminate the risk of broken keys.

Tips from a Hammersmith Locksmith

As professional locksmiths in Hammersmith, we have encountered numerous cases of broken keys in locks. Based on our experience, we would like to share some additional tips:

  1. Importance of Professional Assistance: While it’s possible to attempt to open a lock with a broken key yourself, it’s advisable to seek professional assistance. Locksmiths have the expertise, tools, and knowledge to handle various lock situations effectively and without causing further damage.
  2. Common Mistakes to Avoid: When dealing with a broken key, avoid using excessive force to remove it or attempting to unlock the door with sharp objects that may damage the lock. These mistakes can worsen the situation and result in costly repairs.
  3. Maintenance and Care for Locks: Regular maintenance and care can prolong the lifespan of your locks. Apply a silicone-based lubricant to the lock periodically to ensure smooth operation. Avoid using oil-based lubricants as they can attract dust and debris, leading to lock malfunction.

Conclusion

Finding yourself in a situation where your key breaks inside the lock can be frustrating and inconvenient. However, by remaining calm and following the techniques shared in this article, you can successfully open the door and regain access to your property. Remember to assess the situation, remove the broken key using appropriate tools, and if necessary, employ alternative methods to unlock the door. It’s always advisable to seek professional assistance when in doubt or if you encounter any difficulties during the process.

FAQs

Can I open a lock with a broken key myself?

While it’s possible to open a lock with a broken key yourself, it requires the right tools and techniques. It’s recommended to seek professional assistance to ensure a safe and effective solution.

What should I do if the broken key is stuck inside the lock?

If the broken key is stuck inside the lock and you’re unable to remove it, it’s best to call a professional locksmith. They have the necessary tools and expertise to handle such situations.

Is it possible to unlock a door without damaging the lock?

Yes, it’s possible to unlock a door without damaging the lock by using appropriate tools and techniques. Professional locksmiths are skilled at opening locks without causing unnecessary damage.

How can I find a reliable locksmith in my area?

To find a reliable locksmith, you can ask for recommendations from friends, family, or neighbors. Additionally, you can search online for locksmiths in your area and read customer reviews to gauge their reputation and reliability.

What are the signs that my lock needs replacement?

Signs that your lock may need replacement include difficulty in turning the key, frequent jamming, or visible signs of wear and tear. If you experience any of these issues, it’s advisable to consult a locksmith for an assessment and potential replacement.

 

Construction, Homeowner Advice

Do Blocked Drains Cause Rising Damp? A Detailed Guide

Rising damp is a common and serious issue that can affect both your health and your home. There are a number of causes of rising damp, including heavy rainfall and condensation. Clogged drains are also identified as one of the main causes of this problem. In fact, one of the most common causes of rising damp issues is blocked drains. Avoid this to happen, check your drains now with https://jmjetwise.co.uk

To find out more about rising damp, how clogged drains can cause this issue as well as a few effective ways of remedying this problem, continue reading below.

 

What Is Rising Damp?

The Term rising damp is used in reference to an uncommon form of damp that affects the walls of structures/buildings. Rising damp normally occurs when moisture/water, moves up walls by capillary action. Simply put, water is sucked up through tiny tubes found in a structure’s masonry or brickwork. As the water moves upwards, it carries with it any dissolved salts. It is worth noting that the spreading of moisture/water is further aided by the presence of other porous building materials – such as the wood used to make skirting, joists and floorboards, as well as the plasterwork found in walls.

Some of the main signs of rising damp include excessive condensation and a musty and damp smell around your home, mold growth on floors, ceiling and walls, discoloured or dark damp patches on the walls, flaking and peeling wallpaper and paint on walls and damaged wood on skirting boards, among others.

 

How Do Blocked Drains Cause Rising Damp?

Leaks in your home’s plumbing system are one of the main causes of wet rot and rising damp. Blocked drains can lead to leaks in the plumbing system as drainage water looks for an escape route. This water can form a pool; and with it, increase the chances of the occurrence of rising damp. Over time, a blocked drain can cause water to leak into your home’s walls, floors and ceiling, creating a damp environment.

In general, blocked drains are caused by the flushing of various objects down the drain pipes, leading to a build-up of debris over time. Broken drainage pipes and root ingress into drainage pipes are also common causes of blocked drains. With time, the build-up causes increased pressure within the pipes, which can lead to broken pipes, in addition to reducing flow efficiency of the drainage system. All these issues increase the likelihood of leaks developing within your home’s drainage system.

Fortunately, you can keep your drainage system running smoothly with the help of various drainage unblocking methods. Simply put, you can prevent riding damp by ensuring that your home’s drains running smoothly by clearing any blockages swiftly.

 

Ways Of Dealing with Rising Damp

Keeping your home’s drainage system running seamlessly can go a long way towards preventing rising damp. However, this is not the only solution to this common problem.

As previously mentioned, rising damp occurs when moisture, mainly ground water moves up walls or structures through tiny holes/tubes in the masonry or brickwork through capillary forces. The appearance and structural integrity of a building can be significantly affected by moisture infiltration.

A damp-proof course of a waterproof plastic membrane installed along the mortar line of a structure is used to prevent rising damp in modern buildings. In older buildings, where this course has been damaged over time, a new damp-proof course can be created in order to counter rising damp. In the past, it was necessary to cut into the masonry line in order to install a new damp-proof course. Fortunately, this tedious, time consuming and costly process is no longer necessary today. There are less intrusive and damaging damp-proofing course solutions available on the market today. Damp-proof course products can be conveniently injected into a structure’s masonry or brickwork through strategically placed holes, creating an effective barrier against rising damp.

 

Conclusion

Rising damp can cause serious damage to your property, in addition to exposing the occupants to serious health risks. From the above, it is clear to see that blocked drains can cause rising damp. With that in mind, it is upon you to do everything you can to fix any blocked drains before they lead to rising damp issues.

Contact a qualified plumber immediately, if you have spotted any signs of blocked drains or rising damp caused by blocked drains.

Home Improvements, Homeowner Advice, Property, Property News

Which doors are worth choosing? Check these bestsellers.

The role of a front door cannot be reduced to aesthetic. Front doors are important not only for the appearance of your home but also, above all, for your comfort and safety. That’s why their choice should be a well-thought one.

In Fenbro we understand that choosing the right door material and type for your house may be difficult. To help you, we have prepared a list of bestsellers, presenting the most popular products in our offer.

Steel doors and composite doors

Steel doors are made of one of the strongest materials out there, thus they offer safety, durability, and comfort. But the list of benefits does not finish here. Easy maintenance is yet another asset. Steel doors, as well as composite doors, do not require time-consuming and costly maintenance work. And you will find them surprisingly easy to keep clean. The construction is also well-known for its insulating properties. Front doors made from steel are very effective in reducing heat loss and blocking outside noises.

Focused on the needs and expectations of the most demanding clients, we offer WIKĘD Steel Doors for apartments and WIKĘD Composite Doors for houses. They are commonly used for both new builds and refurbishment projects. Homeowners choose them for their high quality and timeless design. The doors are durable, functional and look very well. What is more, WIKĘD Doors come with glazing that adds to their unique design and helps to illuminate the interior.

Aluminium doors

Aluminium doors offer modernity in terms of technology and security. Their elegant look comes with very good properties. Aluminium doors are resistant to weather conditions and require very little maintenance. They are also easy to keep clean.

The elegant collection of aluminium exterior doors from Fenbro is addressed to the most demanding customers. We have selected top brands and their bestselling models especially for you. Our offer includes:

  • Aluprof Exterior Doors
  • AluLine Exterior Doors
  • WIKĘD Exterior Doors

We have a wide range of panel designs that match your house exterior with an uncompromising manner. Depending on the house style you are going for, we offer door panels with glazing, stainless steel applications and a decorative cutter.

Wooden doors

Traditional materials are still highly appreciated by homeowners all over Ireland. For this reason, many choose wooden doors, which can last for decades with proper maintenance. As a construction material, wood offers many beneficial properties:

  • it’s a great insulator that reduces the heat loss significantly,
  • it blocks outside noises,
  • it’s resistant to external conditions,
  • it can be renovated many times and get an up-to-date look when trends change.

Our offer of high quality wooden doors is based on well-known brands, such as:

  • Naturo
  • Derpal

Wooden doors are a great fusion of tradition and modernity. They come in many different styles, colours and finishes, also with elegant glazing panels that add to their modern appeal.

uPVC doors

uPVC doors are far more popular than you may think. Homeowners select them because they provide a good balance between security, insulation properties and cost. They also offer a vast selection of designs to choose from. You can either opt for a classy look or modern design, with or without glazing.

When it comes to uPVC doors, we highly recommend Aluplast Doors.

High quality doors from Poland

Fenbro offers high quality doors with full guarantee and installation services all over Ireland. Our offer includes:

  • Steel doors
  • Composite doors
  • Aluminium doors
  • Wooden doors
  • uPVC doors

We also provide you with front door accessories, ranging from useful and aesthetical door fittings to intelligent technological solutions. With our accessories, your external door will be fully decorative and functional.

Are you looking for the perfect front door for your home? Contact Fenbro and take full advantage of high quality solutions at low prices and the professional service. Our doors from Poland come in a variety of textures, styles, and finishes.

Home Improvements, Homeowner Advice, Property

4 Ways to Attract Potential Buyers

If you’re thinking about selling your home and moving into an exciting new property this year, you might be looking for quick and easy ways to attract potential buyers. We’re not talking about a complete home re-design (although you’re more than welcome to venture down that path if you want to), we’re talking about some simple DIY jobs that will have a big impact on the way your home looks and feels.

1 – Apply a fresh coat of paint

If you haven’t painted your home in a couple of years fresh lick of paint can make a real difference. Walls near high-traffic areas, like around doors and up the stairs, are notoriously dirty because people are constantly touching them. If you have children or pets, you might also notice that the lower levels of your walls have gained muddy paw prints and crayon scribbles that can’t be simply wiped away. Potential buyers are sure to notice this as they scrutinise the quality and cleanliness of your home, so it’s best to try and rectify the situation with a lick of paint – if you can.

Painting the rooms in your house can be a bit of an awkward job, especially if you have high ceilings. We’d highly recommend investing in a good quality step ladder to help you reach difficult areas. The best type of step ladder for painting and decorating is a platform step ladder. As the name suggests, these ladders come with a large platform at the top which allows you to keep all your equipment in one place while you’re working at height.

It might take a little bit of effort, but freshening up your walls is worthwhile if you want to sell your home quickly. We recommend opting for neutral colours, as these tend to appeal to the majority of potential buyers.

2 – Improve loft insulation

If your home lacks insulation, now might be a good time to consider rectifying that. With everyone thinking about the rising costs of energy and the environmental impact of their homes, taking the time to improve the efficiency of home will pay dividends when it goes to market.

Now, you could ring round a few local builders to get the job done for you, but you can probably tackle the insulation on your own and save a few pennies. Nowadays, you can purchase loft insulation in your local DIY shop, so you shouldn’t have any issue getting hold of the necessary materials.

When it comes to installing your new loft insulation, we’d highly recommend investing in a sturdy loft ladder – especially if you home doesn’t already have one. A sturdy loft ladder will help you make the insulation improvements in the loft, but it will also be a big asset for future owners. Once the new loft insulation is installed, you should keep a record of it so that you can notify potential buyers about the improvements you’ve made.

3 – Better curb appeal

The way your home looks from the curb is a huge influencing factor when potential buyers come to visit. That first impression is really important, because if you can make someone fall in love with your home before they’ve even stepped foot inside, then you’ve already won half the battle.

There are numerous different ways you can improve your home’s curb appeal, starting with a good jet wash. As much as we try to sweep and maintain our driveways, dirt will inevitably build up. Power washing the driveway, front of your home and pathways will instantly lift the appearance of your home. You could also consider panting the outside of your home, adding some potted plants, cutting the front lawn and cleaning the windows. All of these little jobs will give your home the facelift it needs to steal people’s hearts.

4 – Tidy up your garden space

If you’re feeling especially adventurous with your DIY skills, you could try your hand at some garden jobs to help improve the value of your home and attract potential buyers. If you don’t already have a garden shed or summer house, they can be a real asset to your garden space. A garden shed can be used to store all kinds of tools, including the lawn mower, freeing up space in the house/garage.

If you don’t want to add additional storage with a shed, you create a cosy outdoor seating area for the summer nights by adding a summer house. Nowadays, you can find everything you need to build your very own garden shed or summer house in your local hardware store.

Other thing you can do to attract potential buyers are; increasing the privacy of your garden, building an outdoor BBQ or dining area, or adding easy-to-maintain planters. Whatever improvements you make in your outdoor space are sure to capture the attention of potential buyers, especially if they have a young or growing family.

So there you have it, if you’ve been looking for a few ways to attract potential buyers, we hope you’ve found this blog useful.

 

Home Improvements, Homeowner Advice, Property, Property News

How To Finance A House Extension

Before we dive into financing options, it’s important that you understand the costs associated with a house extension. The average cost of an extension depends on several factors such as the size of the extension, the materials used and the level of finish you want.

According to the Royal Institute of Chartered Surveyors (RICS), the average cost of a single-story extension is around £30,000 to £50,000 whilst a double-story extension can cost anywhere from £50,000 to £90,000.

Therefore, financing a house extension can be a tricky task due to the amount of capital required.

What Are The Financing Options For A House Extension?

1. Remortgaging

Remortgaging involves switching your existing mortgage to a new lender or a new deal with your current lender. By remortgaging, you can release equity in your home to finance your extension.

This means you’ll be borrowing more money than you currently owe on your mortgage, which will increase your monthly mortgage payments. However, the advantage is that the interest rate on a mortgage is usually lower than other forms of borrowing.

2. Home Improvement Loan

A home improvement loan is a secured loan specifically designed for home improvements. You can borrow a fixed amount over a fixed term and pay it back in monthly instalments.

The interest rate on this type of loan is usually higher than a mortgage but lower than a credit card or personal loan. If you want to use this type of finance option, you’ll need to speak to a broker that offers home extension loans.

3. Personal Loan

A personal loan is an unsecured loan that can be used for any purpose such as a house extension. The interest rate on a personal loan is typically higher than a mortgage or home improvement loan but lower than a credit card. It’s also available from a range of lenders, including banks, building societies and online lenders.

4. Equity Release

Equity release is a way to release some of the value in your home without having to sell it. There are two types of equity release: lifetime mortgages and home reversion plans.

With a lifetime mortgage, you borrow against the value of your home but you don’t have to make any repayments until you die or sell your home. With a home reversion plan, you sell a percentage of your home to a provider in exchange for a lump sum or regular payments. Both options can be expensive and the interest rates can be higher than other forms of borrowing.

What’s Involved To Extend A House?

Once you’ve decided how to finance your house extension, it’s time to plan and execute the project and below are some steps to follow:

1. Get Planning Permission

Before you start any work, you’ll need to get planning permission from your local authority. This is a crucial step in extending your house because it ensures that your project complies with local planning regulations and won’t cause any harm to the surrounding environment.

Planning permission is required for most house extensions and you’ll need to submit an application to your local authority detailing the proposed work, including plans, elevations and site location.

To ensure your planning goes smoothly, it’s highly recommended that you hire an architect. Although an architect’s fees can be costly, it’s a worthwhile investment to ensure you get your planning permission.

Once submitted, your local authority will review your application and consider factors such as the impact on the local area, the size of the extension and any potential issues such as access and parking. The process can take up to eight weeks and it’s important to note that some applications may be subject to further review or appeal.

2. Set a Budget

Once you have planning permission, it’s time to set a budget for your extension. This will depend on the size of the extension, the materials used and the level of finish you want. It’s important to be realistic about your budget and to factor in any unexpected costs, such as planning fees, building regulations and professional fees.

It’s also worth getting multiple quotes from builders and tradespeople to ensure you’re getting a fair price.

3. Choose Materials

The materials you choose for your extension will depend on your budget and the style of your home. You’ll need to consider factors such as the cost, durability and maintenance requirements of the materials, as well as their impact on the environment.

Some popular materials for house extensions include brick, stone, timber and glass. It’s worth discussing your options with your professional to ensure you choose materials that are appropriate for your project and meet your requirements.

4. Prepare the Site

Before any construction work can begin, the site will need to be prepared. This involves clearing the area, installing temporary fencing and creating access for machinery and equipment.

It’s also worth considering the impact of the extension on your neighbours, such as noise and disruption. You should communicate with your neighbours in advance to let them know about the project and to address any concerns they may have.

5. Build the Extension

Once the site is prepared, construction work can begin. This will involve digging foundations, constructing walls, installing windows and doors and adding any fixtures and fittings. It’s important to ensure that the work is completed to a high standard and that all regulations and safety standards are met.

During the construction phase, it’s worth staying in regular contact with your builder to ensure the project is progressing as planned and to address any issues that may arise.

6. Final Touches

Once the construction work is complete, it’s time to add the final touches to your extension. This will involve painting, decorating and installing any fixtures and fittings, such as kitchen units and bathroom fixtures. It’s important to ensure that the finishes are of a high standard and that they meet your requirements.

Conclusion

Extending your house can be an exciting project that can add value to your home and enhance your living space. However, it’s essential that you plan the project carefully, set a realistic budget and choose the right financing option.

Home Improvements, Homeowner Advice

How to find a Reliable and Trustworthy Plumber

Finding a trustworthy plumber can be a daunting task, especially when you have a plumbing emergency and need one fast. However, with a little bit of research, you can find a reliable plumber who will not only solve your plumbing problems but also do so at a fair price. In this article, we’ll provide some tips on how to find a trustworthy plumber.

1. Ask for recommendations:

One of the best ways to find a trustworthy plumber is to ask for recommendations from people you know. Word-of-mouth recommendations can provide valuable insight into the plumber’s work ethic, professionalism, and quality of work.

2. Check their credentials:

Make sure the plumber you are considering is qualified. A trained plumber has completed a high standard of specialist education and training, often via an apprenticeship. However, there is no licensing system for plumbers in the UK, and anyone can call themselves one, even if they hold no qualifications.  Nonetheless, anyone working on Gas (absolutely anyone) is required by law to be on the Gas Safety Register.  If you are looking for a plumber to work on a gas appliance like a central heating boiler, you can check whether your plumber is on there.  If not, they are not legally able to do the work and you should steer clear.

3. Check their insurance:

If the person offering to work on your home or workplace is not insured, this means you won’t be covered if anything goes wrong. A reputable plumber won’t mind you checking, in fact they will probably appreciate it.

4. Research online:

Check out their website – and read online reviews and ratings on websites like Google and Facebook. You can also check the plumber’s website to see if they have any testimonials from previous customers. Online reviews can give you a good idea of the plumber’s reputation and level of expertise.

We spoke to Nathan, who is the director of the Cardiff-based firm NJ Harkus Plumbing & Heating and he told us that he always goes above and beyond to achieve his positive reviews. Currently, NJ Harkus is the highest-rated plumber in Cardiff (based on Google reviews of plumbers in Cardiff) and he told us that he has set a goal to achieve 1,000 5-star reviews by 2025.

5. Get multiple quotes:

Don’t just hire the first plumber you come across. Get quotes from at least three different plumbers to compare prices and services. This way, you can make an informed decision and find a plumber who offers fair pricing for the work you need done.

6. Don’t be scared to ask about their experience:

Make sure the plumber has experience working with the type of plumbing problem you have. It’s also a good idea to ask how long they have been in business and if they have any specialities, such as kitchens or bathroom installations. An experienced plumber will have the knowledge and skills to handle any plumbing issue efficiently and effectively.

7. Ask about warranty:

A reputable plumber should stand behind their work and offer a warranty for the services they provide. This shows their confidence in their work and ensures that you’ll receive quality service.

8. Does the company speak about a customer care charter, guarantee or promise?

A customer care charter should set out the minimum standards you can expect when dealing with them. It isn’t required, but if a company has taken time to do this, it is a good indication they care and are committed to good customer service.

9. Do they offer transparent pricing?

A reputable company will be happy to give you a clear quote so you have a reasonable idea of cost before you instruct them.

10. How professional do they seem?

One of the biggest complaints people have about plumbers is reliability.  Nobody wants to wait in all day for someone who doesn’t turn up.  If they are late for an appointment, expect a timely telephone call to let you know.  If they turn up late and don’t call when quoting, you can probably expect the same when they undertake your work.  If someone does not value your time or treat you like an important customer, go elsewhere.

In conclusion, finding a trustworthy plumber takes a bit of time and effort, but it’s worth it to ensure that your plumbing problems are resolved properly. By following these tips, you can find a plumber who is reliable, experienced, and offers fair pricing. With the right plumber on your side, you can have peace of mind knowing that your plumbing problems are in good hands.

Homeowner Advice, interior design, Interiors, News

How to arrange furniture in a rectangular living room?

There are numerous shapes and sizes that a living room can come in. All of these are going to look beautiful if only you know how to decorate them. A rectangular design for a living room is the most common one but, some people sometimes find it hard to decorate the interior side of it as well. That is because the walls are narrower and it creates a harder way to fit in furniture. Everyone wants to make their living room the best and have good seating. Therefore, for this purpose, they will find it hard to get furniture that is of that size. However, the furniture layout can be brilliant if only you think about it.

There are numerous different kinds of furniture you will be able to find when you shop at Furniture at Fashion. There are multiple options for you to choose from to decorate your living room with living room furniture sets & packages. All of these things are going to make your living room look one of a kind. Therefore, if you are looking for a better way to design your living room, then here are some tips and tricks for you.

 

Make a floor plan 

Creating a floor plan is going to be easy but, complex as well for someone who is going to be doing it for the first time. The best way to ensure you are going to get the right furniture set for your home is going to be through the setup. It will allow you to measure the walls and the widths as well. Hence, this will tell you about the kind of furniture you can keep in your living room. If you have a window, then you can decorate that too by taking precise measurements. The best way for you to start is going to be from the corner to the middle.

 

See if your floor plan is getting crowded 

If you have a small living area, then you will not need to have much furniture. Therefore, it will beneficial for you because you will need less furniture. Hence, you will not need much furniture as you do not want to overcrowd the place. If you do add more furniture then the area will start to look too congested to move around. This will make your living room look even smaller and not very pleasing. Hence, if you have a smaller living area, try not to fit too many things in there.

 

Place the TV in the right position 

You might be thinking that the sofa and the sitting position is going to be the most important thing. However, you will need to ensure the TV as well because most people are going to be noticing that too. The position of the TV matters because whenever there are guests at your home, all of them are going to be watching the TV. Hence, you need to place it in an area where it is visible to everyone. Hence, the position of the TV matters as well. Most people first set up the position of the TV and then manage their furniture accordingly.

 

Have wall built-it decoration 

If you are going to look for living room furniture sets & packages then you need to get built-in bookshelves. This is something that you can use for anything. If you want to place books or any other sort of decoration such as fake or real plants then you can do so. It will not make it look that bulky and your living room will have a good look. Moreover, it will also look aesthetic and simple.