There comes a time when we all start thinking about looking for somewhere new. Sometimes it is the result of a new job taking us to a brand-new city and a fresh start. Sometimes we move because our family has outgrown our current home and we need to find somewhere with more room for new arrivals and growing children. And sometimes we just need a change of scenery.
Whatever your reason for finding a new place to live, we know that it can be a long and difficult process. There are very few things as draining and demoralising as a difficult move, which is why it is so important that we take as many steps as possible to ensure that things go smoothly. Here are some of the most important things that you need to keep in mind if you are moving home this summer.
Stay Up To Date With The Latest Market News
If you are thinking of selling up and moving home this summer, then you will not be oblivious to the state of the property market. We have seen a staggering rise in inflation over the last two years. Even though things have started to get back to normal in a lot of ways, experts are still saying that we should not expect to see a course correction in terms of property prices any time soon.
You should seriously consider that the kind of property that you have had in mind may not be in your price range right now. It may be worth waiting until the market does start to get back to normal, or you may want to consider casting a wider net in your search.
Finding The Right Property Finance Advisor Is Crucial
No one wants to be sitting in their wonderful new home worrying about whether they really got the best mortgage they could. With the cost of living on the rise, we all need to make sure that we are making the best decisions when it comes to our finances. A good property finance advisor can be the difference between financial security in the years to come and worrying whether you are going to be able to make your payments at the end of the month. There is no overstating quite how important it is to find advisors who are going to be able to get you the best mortgage deal that is tailored to you and your needs. Advias puts the client first and they will be with you every step of the way, offering you a detailed consultation, a personalised proposal, and their brokers will handle the actual application process for you.
Don’t Be Rushed
Anyone who has bought a new home before will know that a big part of the process is holding your nerve and sticking to your guns. With the market as tough as it is right now, there are going to be even more pressure from the sellers for you to complete the purchase. However, what you need to remember is that, until the contract is signed, you have absolutely no obligation to them. Do not allow yourself to be rushed by the seller or by their agents. Take your time to be sure that the property that you are looking at suits your needs. Find a surveyor that you trust to go over the property with a fine-tooth comb.
There are always going to be fixes and upgrades that you need to make when you move into a new home, but there is a big difference between putting a new oven in that you have chosen and having to deal with a lot of structural damage that was nowhere to be found on the listing. It is also important to make sure that your partner is involved with the process if you are moving with your family. Try to attend viewings together if you can, and make sure that you are on the same page when it comes to must-haves.
Where Do You Want, Or Need, To Be?
For many of us, a city centre location has been either the desired or the required location for our homes. However, we have seen a massive flood of people heading out of the big cities in the last two years as people started to prioritise having more room and a garden instead of being within walking distance of the nearest tube station. Now, we are starting to see people head back to cities like London we start returning to the office.
Before you start your property search, it is important to have a long think about where exactly you want or need to be. If you are still working remotely, do you really need to be so close to the office? Or are you not ready to give up the metropolitan life and all the pleasures that the city has to offer?