How to beat the cost-of-living crisis and future proof retirement by downsizing and renting

As inflation hits a 40 year high[i] many of Britain’s retirees are seeing their pension income shrink as the cost of food and goods rises. With winter approaching and the prospect of high energy bills looms retirees may be considering ways to beat the cost-of-living crisis.

 

Dominic Stead, Property Director at My Future Living says one solution that could help people reduce costs is by downsizing and renting a smaller property in a retirement community where they can make savings on bills, plus release capital if they own a home.

Dominic says, “Renting in a retirement community can enable people to move to a more manageable sized property which can reduce their utility bills. Apartments tend to be one and two bedrooms, and the rent covers maintenance and sometimes their water bills, which can make budgeting easier.

“For those choosing to sell, renting in a retirement community can free up capital in a home, rather than having it tied up in bricks and mortar which could also help them through the cost-of-living crisis and take advantage of rising bank interest rates if they invest their capital.

“Whilst renting isn’t for everyone, it can be a good financial option and enable people to move to age-appropriate housing that may better suit their needs. As most retirement properties come with assured tenancies, people can rest easy too knowing they can stay for as long as they wish providing the stick to the terms of their tenancy agreement.”

 

One Retiree who took the lunge was Fred Lawrence who is now enjoying all the benefits of the Cornish air and his proximity to the sea. Fred comments: “Moving house and renting in retirement was a big change for me, but I can honestly say I haven’t looked back and am so happy I finally decided to make the move to the seaside and be closer to my son.”

Only retired for four years, Fred enjoys the social side of living in the Trafalgar Court retirement development. He comments: “I look forward to our regular Wednesday coffee mornings where we all get a chance to chat and socialise – as I live on my own I appreciate these socials even more.”

To find out more about renting a home in a retirement development visit: www.myfutureliving.co.uk

 

[i] https://www.ft.com/content/2fb6f361-a7bb-4b98-8100-6847b5df79b4

For media enquiries contact:

 

Kathryn Hughes, Kayak PR

Kathryn@kayakpr.co.uk

Tel: 07801 823 839

 

About My Future Living:

My Future Living, is the leading UK retirement rentals brand, which is part of ReSI Property Management Ltd.

My Future Living specialises in good quality, age-exclusive, assured tenancy rental properties in safe and friendly later living communities throughout the UK.

We make renting in retirement easy and affordable, so people can really enjoy the next chapter of your life.

With 2190 apartments designed exclusively for the over 55s in modern purpose-built retirement developments by the coast, in thriving cities or pretty market towns – we have homes to suit everyone. With so many options, people can choose where and how they want to live in retirement.

For more information: www.myfutureliving.co.uk